How much does it cost to build a house in the Philippines?
As of 2026, house construction cost in the Philippines typically ranges from ₱25,000 to ₱90,000 per square meter, depending on finish level, structural complexity, and location.
A modest 70 sqm bungalow generally lands between ₱1,750,000 and ₱2,800,000 for the shell and standard finishes, while a fully finished high-end 2-storey home in Metro Manila can exceed ₱15,000,000.
These numbers include materials, labor, equipment, standard contractor overhead (typically 15%), and a 10% contingency. They exclude land acquisition, professional fees, government permits, and furniture/appliances unless otherwise noted.
Cost per square meter by finish level
| Finish level | Range (PHP / sqm) | What’s included |
|---|---|---|
| Basic | ₱25,000 – ₱35,000 | Plain finishes, standard fixtures, ceramic tiles, painted CHB walls. |
| Standard | ₱35,000 – ₱50,000 | Better tiles, modular kitchen, split-type AC provisions, aluminum windows. |
| High-End | ₱55,000 – ₱90,000+ | Imported finishes, solid wood, home automation, architectural details. |
Sample house construction cost estimates
The examples below use current NCR unit rates (concrete 3000psi ready-mix ₱6,500–8,500/m³, Grade 60 rebar ₱75–95/kg installed, CHB 4" laid ₱450–600/m², ceramic floor tiling ₱600–900/m²) and add 15% contractor overhead plus 10% contingency. Adjust per the regional differentials further down.
Bungalow — 70 sqm
- Site works & foundation
- ₱280,000 – ₱420,000
- Structural (concrete, rebar, CHB)
- ₱700,000 – ₱950,000
- Roofing & waterproofing
- ₱180,000 – ₱260,000
- Electrical & plumbing roughing-in
- ₱260,000 – ₱380,000
- Finishes (tiles, paint, doors, windows)
- ₱620,000 – ₱880,000
- Contractor overhead (15%) + contingency (10%)
- ₱510,000 – ₱720,000
2-Storey Family Home — 150 sqm
- Site works & foundation
- ₱520,000 – ₱760,000
- Structural frame
- ₱1,550,000 – ₱2,050,000
- Roofing, ceiling, waterproofing
- ₱360,000 – ₱520,000
- Electrical & plumbing
- ₱520,000 – ₱760,000
- Finishes & fixtures
- ₱1,250,000 – ₱1,750,000
- Overhead + contingency
- ₱1,050,000 – ₱1,480,000
High-End 2-Storey — 250 sqm
- Site works & deep foundation
- ₱1,200,000 – ₱1,750,000
- Structural frame with architectural spans
- ₱3,200,000 – ₱4,300,000
- Roofing, insulation, waterproofing
- ₱850,000 – ₱1,200,000
- Electrical, plumbing, home automation
- ₱1,550,000 – ₱2,300,000
- Imported finishes, millwork, glazing
- ₱4,600,000 – ₱7,200,000
- Overhead + contingency
- ₱2,950,000 – ₱4,350,000
Regional cost differentials
Metro Manila is the base. Sites farther from major suppliers, or on islands requiring barge freight, will trend toward the upper end of these adjustments once hauling and logistics are counted.
- Metro Manila (NCR)Base
- Luzon outside NCR−5%
- Visayas−8%
- Mindanao−10%
Volatile line items to watch
- Cement & ready-mix concretePrices swing with fuel and demand cycles; lock in supplier quotations at BOQ stage.
- Structural steel & rebarSensitive to global steel prices and peso/dollar movement.
- Roofing sheets & galvanized itemsTrack zinc and aluminum indices.
- Imported finishesTiles, sanitary ware and fixtures billed in USD or EUR carry FX risk.
What’s not included
These sample estimates exclude land purchase, subdivision fees, building permits, professional fees (architect, structural, MEPF), soil testing, perimeter fencing beyond the main house footprint, landscaping, and appliances. Budget an additional 8–15% of construction cost for these soft costs when planning your total project budget.
Construction cost FAQs
How much does it cost to build a house in the Philippines per square meter?
As of 2026, about ₱25,000–₱35,000/sqm for basic finishes, ₱35,000–₱50,000/sqm for standard finishes and ₱55,000–₱90,000+/sqm for high-end finishes, including contractor overhead and a 10% contingency.
How much does a 70 sqm bungalow cost to build?
A 70 sqm bungalow with standard finishes in Metro Manila has a ballpark total of about ₱2,550,000–₱3,600,000 including overhead and contingency, excluding land, permits and professional fees.
Is it cheaper to build outside Metro Manila?
Usually. Compared with NCR, costs run roughly 5% lower elsewhere in Luzon, 8% lower in the Visayas and 10% lower in Mindanao — though remote or island sites can cost more because of hauling.
What is not included in construction cost estimates?
Land, subdivision fees, building permits, professional fees (architect, structural, MEPF), soil testing, perimeter fencing, landscaping and appliances. Budget an extra 8–15% of construction cost for these.